USDA Home Loans

USDA Rural Development Home Loans

rural development

USDA Rural Development Loans are a unique type of loan that require you to put no money down.That is right; homeowners looking for a loan that makes buying a home affordable and easy, the answer is here.

Through a USDA Rural Development Loans, I can grant you access to lower rates and 100% financing. USDA loans have a strict geographic and income requirement attached to qualify and the value of your home cannot exceed a certain limit. Make sure you consult with me about these requirements prior to deciding on financing your home with the USDA Rural Development Loans.

I do not believe that you should have to have a high income to own a wonderful home. I will work with you to help you take advantage of everything a USDA Rural Development Loan has to offer. Through this loan, you may have the opportunity to buy a rural property, while maintaining some of the lowest closing costs offered. There are flexible credit requirements and you do not have to purchase mortgage insurance when you consider this type of loan. USDA Rural Development Loans may be exactly what you have been looking for when it comes to being able to buy your next home.

USDA Rural Development Loans are also a great loan to look towards for any house construction or building projects you are looking to accomplish on your current house. Under limited terms, you may be able to refinance with this loan as well.

USDA Loan Documentation Requirements include:

  • W-2 statements and tax returns for 2 years

  • Business tax returns for 2 years if you won your own business, as well as year-to-date profit and loss statements

  • Paycheck stubs for most recent month

  • Checking, savings and retirement statements for the most recent two cycles

  • Driver’s licenses and social security card copies

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It's a great time to purchase your new home. Get the process started by applying with The Jake Taylor Team today!