Compare Loans

Fixed Rate Loans

  • 30-, 25-, 20-, 15- and 10-year terms are all available with fixed rate.

  • Buy a home with as little as 5% down (primary home).

  • Refinance up to 95% of your primary home's value.

  • Monthly payments remain the same for the entire loan term.

Adjustable Rate Loans

  • 3/1, 5/1, and 7/1 ARM's. Monthly payments based on a 30 year repayment schedule.

  • The rate stays fixed for the first 3, 5, or 7 years (depending on chosen term), and then adjusting annually thereafter.

FHA Loans

  • 3.50% minimum down payment required on purchase.

  • Minimum credit score usually 620.

  • Post-bankruptcy qualifying - 2 years after.

  • Post-foreclosure qualifying - 3 years after.

VA Loans

  • Competitive interest rates that are routinely lower than conventional rates.

  • Sellers can pay up to 6 percent of closing costs and concessions.

  • Higher allowable debt-to-income ratios than for many other loans.

  • Down payment as low as 0%.

Jumbo Loans

  • Loan amounts up to $3,000,000 at 70% LTV/TLTV/HTLTV

  • Loan amounts up to $750,000 at 90% LTV/TLTV/HTLTV Vacation homes to $1,500,000

  • FICO scores as low as 680

  • No mortgage insurance

USDA Loans

  • USDA Rural Development Loans are a unique type of loan that require you to put no money down.

  • We can grant you access to lower rates and 100% financing.

  • USDA loans have a strict geographic and income requirement

Reverse Mortgage Loans

  • A viable way to gain access to the equity that you have built up in your home.

  • A reverse mortgage is one way to convert a piece of your equity into direct cash.

  • Reverse mortgages are in fact very beneficial for seniors ages 62 or older.

Harp 2.0

  • Home Affordable Refinance Program (HARP) 2.0 is a program that I suggest to homeowners looking to refinance their home.

  • HARP 2.0 allows all borrowers with insurance on their current mortgage to refinance.

It's a great time to purchase your new home. Get the process started by applying with The Jake Taylor Team today!